Free bank statement converter

Convert and preview a statement without an account. Your first 10 pages export free.

No sign-up to try · PDFs never stored

How the free converter works

  1. 1

    Convert, no account needed

    Upload a statement up to 10 pages long and see the first rows and the balance check, without signing up.

  2. 2

    Sign up to keep it

    Sign in with Google or your email and the result moves into your account, with 10 free pages. No card needed.

  3. 3

    Export in any format

    Excel, CSV, QBO, OFX, QFX and QIF, plus the QuickBooks Online and Xero CSV layouts. Nothing is locked behind a plan.

What's free, exactly

  • Converting and previewing

    Free without an account, for statements up to 10 pages.

  • 10 pages on sign-up

    Only pages with transactions count; cover, disclaimer and ad pages are skipped. That's 10 pages of real transactions, once, with no card.

  • Every export format

    Exports never cost extra. Download a converted statement again, in any format, for 30 days.

  • Statements that don't balance

    A statement that fails the balance check is never charged, on any plan.

Why the balance check matters

Any converter can misread a row: a line lost at a page break, a withdrawal read as a deposit, a 6 read as an 8. Nothing looks wrong until the books won't reconcile.

  • Opening + transactions = closing

    Every statement prints its own opening and closing balances. If the rows don't add up to them, you're told before you export, not after you import.

  • The row, not just a warning

    Where the statement prints a running balance, each row is checked against it, so a mismatch points at the line that caused it. Fix the cell right in the table.

  • Doesn't balance, isn't billed

    A statement that fails the check costs nothing. If a balanced file still has a mistake, report it and the pages come back.

Questions

Is it really free?

Converting and previewing is free without an account. After you sign up, your first 10 pages are free to export in any format, and no card is asked for.

What happens after the free pages?

Pick a plan when you need more: Starter is $15 a month for 500 pages, and the pricing page lists every plan.

Is my statement safe?

Your PDF is read once and never stored. The transactions are encrypted and kept for 30 days so you can export again, and you can delete them at any time. Your statements are never used to train AI models.

Who runs LedgerRows?

LedgerRows is run by MIKOO LLC, a US company registered in Wyoming. You can try it on a sample statement without signing up, and payments go through Stripe.

Can LedgerRows change or create a bank statement?

No. It only reads the statement you upload and turns its transactions into rows. It never changes an amount, and it does not edit or generate statements.